The Isaiah Budget

According to the 2010 Consumer Expenditure Survey by the U.S. Department of Labor, the average family could save $6,372 per year if they didn't have to eat.

With the economy still recovering very, very slowly (at least as of this writing), most of us have been tightening our belts a bit over the last few years. More and more families are creating household budgets, for example, which help to prioritize spending.

So, would you like to have MORE disposable income? You can have it by revising your budget. Here's how you can have more spending money in your pocket:

* If you cut eating and food expenses, an average family will save $6,372 a year.

* If you cut out your mortgage payment and live in a cardboard box, you'll save a whopping $16,895.

* If you don't buy any new clothes, you'll save more than $1,500.

* Get rid of the car and you'll save almost $2,000 in gas and oil alone, not counting the car payment.

Insurance?

* Who needs life, health, auto, property insurance?! Save yourself another $9,000.

Add these up and you now have more than $43,000 of disposable income than you had before! (This information comes to us courtesy of the 2010 Consumer ...